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Hirokazu Onuma is an agent licensed (CA Insurance License # 0I06075)to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of MA, CA, IL, ME, OH, RI, TX, WA. No insurance business may be conducted outside this/these state(s) referenced.

Hirokazu Onuma is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of MA, OH, WA, IL, CA. No offers may be made or accepted from any resident outside the specific states referenced.

Neither New York Life Insurance Company, nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions.